Your way out of credit card debt

The first thing you want to do to get out of credit card debt is to cut up all of your credit cards.

Contact your credit card companies and see if they will lower your interest rates from 9.9% or lower at a fixed rate. (Its very rare for the credit card companies to lower the rates) It's worth a shot.

Try to pay more than the minimum payment.

If these 2 choices do not work than contact an accredited credit counseling company.

What to look for when you are trying to find a trustworthy CCS company.

1. Check out the company at www.bbb.org Make sure they do not have any complaints.
2. Make sure they company is ISO-BSI 9001 certified. This is your only security blanket as a Consumer.
3. Make sure the company you choose sends out payments every day and not once a month or twice a month. This can cause you to be late.

For a free consultation go to www.nwcdr.com or call toll free 877-282-7587.